Tabby

Description

Tabby is an AI-powered bookkeeping app that automatically tracks, categorizes and organizes business expenses so freelancers, 1099 workers and small business owners stay tax-ready without spreadsheets or manual entry. It is built for self-employed people and small business owners rather than accountants, with a plain-English interface and tax logic reviewed by a working CPA with 1,500+ small business clients.

Tabby connects to banks through Plaid, which supports 10,000+ US and Canadian financial institutions, in a read-only connection that cannot move money. Its AI handles categorization, deduction-finding and expense-pattern learning automatically, separates business transactions from personal ones on a shared card, and keeps a categorized transaction log, matched receipts and audit-ready reports for every tax year. Reports are written in plain English, and data exports cleanly to CSV, QBO and PDF with no lock-in.

The app covers bookkeeping, invoicing, bills, tax readiness and insights. It is free forever for up to $15K/yr in tracked expenses with no credit card, with Standard at $19/mo (yearly) covering up to $200K/yr and 3 bank connections, and Professional at $29/mo (yearly) adding unlimited expenses, unlimited bank connections, up to 5 users and per-entity books for multiple LLCs. Paid plans include a 30-day money-back guarantee.

Tabby's Core Features

• Automatic transaction tracking and AI categorization

• Read-only bank connections via Plaid (10,000+ institutions)

• Automatic personal/business transaction separation

• Deduction-finding and expense-pattern learning

• Audit-ready reports and matched receipts per tax year

• Invoicing, bills and tax-readiness tools

• Multi-entity books for multiple LLCs on Professional

• Clean CSV, QBO and PDF export with no lock-in

How to use Tabby?

1. 1

   Connect your bank: Pick your bank from 10,000+ via Plaid in a read-only connection.

2. 2

   Let Tabby work: The AI categorizes every transaction and splits personal from business.

3. 3

   Review and stay ready: Check reports written in plain English and keep audit-ready books.

4. 4

   Export anytime: Download CSV, QBO or PDF for your accountant or your own records.

Tabby's Use Cases

• Freelancer bookkeeping
• Stay tax-ready
• Find deductions
• Manage multiple entities

FAQ from Tabby

• Will it work with my bank?

  Almost certainly. Tabby connects through Plaid, which supports 10,000+ US and Canadian institutions; if your bank isn't supported you can upload statements manually until it is.

• Is my bank data safe and can Tabby move money?

  No, Tabby cannot move money — Plaid's connection is read-only. Data is encrypted in transit and at rest (AES-256), and you can revoke access from your bank at any time.

• Does Tabby replace my accountant?

  It's up to you. Most customers keep their accountant for year-end filing and use Tabby to keep clean, current books, which usually means smaller accountant bills.

• Do I need to know accounting?

  No. Tabby is built for non-accountants: the AI handles categorization automatically and reports are written in plain English, not bookkeeping jargon.

• How much does Tabby cost?

  Free forever for up to $15K/yr in tracked expenses. Standard is $19/mo (yearly) up to $200K/yr with 3 bank connections; Professional is $29/mo (yearly) with unlimited expenses, unlimited connections and up to 5 users.

• Can I handle multiple LLCs?

  Yes, on the Professional plan. Each entity gets its own books, categorization rules and reports, all managed from one login.