Orla

Description

Orla is one workspace for all your money — personal, family and business — where each 'space' is its own set of books with its own accounts, budgets and members, all under one login. Banks, exchanges and wallets land in a single ledger priced in your currency, so on-chain balances are counted alongside what's in the bank for one net-worth view. Connections are read-only: bank consent runs through open banking on the bank's own page, exchange keys that can trade or withdraw are refused, and for wallets you hold the keys while Orla's servers only see the public address.

Money comes in five ways — banks (via Plaid and GoCardless across the EU, UK and US), read-only exchange keys (Binance, Bybit, OKX, Kraken, Coinbase, Hyperliquid), wallet addresses (BTC, Solana, TRON and EVM networks), selling platforms (Stripe, Shopify, PayPal, Gumroad, Etsy, YouTube and more), and manual entry or statement imports (CSV, PDF or photo). Everything lands in one categorized list, with trades, transfers and fees booked as transactions and self-transfers matched by hash so nothing is double-counted as a sale.

Orla also covers budgets, cash-flow views, invoicing with crypto or bank payment options, and an end-of-year FIFO capital-gains report to hand to an accountant. It offers agent controls that give an AI its own wallet, card and spending ceiling, plus a native iOS app that works offline. The free plan never expires and needs no card, with paid tiers starting around $25/month.

Orla's Core Features

• Unified fiat and crypto ledger priced in your currency

• Read-only bank, exchange and wallet connections

• Separate 'spaces' with their own accounts, budgets and members

• Real-time budgets, goals and net-worth tracking

• Five import paths including banks, exchanges, wallets, platforms and manual entry

• FIFO crypto capital-gains report with hash-matched self-transfers

• Invoicing with bank transfer, USDT or USDC payment options

• Native offline iOS app and AI-agent spending controls

How to use Orla?

1. 1

   Create a space: Set up a book for yourself, your family, a trip or your business under one login.

2. 2

   Connect accounts: Add banks via open banking, exchanges via read-only keys, and wallets by address.

3. 3

   Categorize the list: Everything lands in one categorized list with rules that run on import.

4. 4

   Review and report: Track budgets and net worth, send invoices, and export a FIFO tax report at year end.

Orla's Use Cases

• Unify all accounts
• Budget across pots
• Crypto tax reporting
• Invoice and get paid

FAQ from Orla

• Can Orla move my money?

  No. Bank connections are read-only and happen on the bank's own page, an exchange key that can trade or withdraw is refused, and for wallets you hold the keys — Orla's servers only see the public address.

• Is the free plan a trial?

  No. It never expires and never asks for a card; manual accounts, statement imports and shared spaces cost nothing for as long as you use them.

• Which banks and exchanges can I connect?

  Banks in the EU, UK and US via open banking; Binance, Bybit, OKX, Kraken, Coinbase and Hyperliquid via read-only API keys; and Bitcoin, EVM chains, TRON and Solana by address.

• How does the tax report work?

  Orla books every trade at the price of the day and matches transfers between your own wallets by hash, then produces an end-of-year FIFO capital-gains report you can hand to an accountant.

• What is a space?

  A space is one book with its own accounts, budgets and members — one for yourself, one for the family, one for a business — switchable without signing out.

• Can clients pay invoices in crypto?

  Yes. An invoice or pay link can offer bank transfer, USDT or USDC, and the payment lands in the ledger as income against that invoice either way.