SpendSights

Description

SpendSights is a privacy-focused expense manager built for India that helps you track your money directly from your bank statements. Instead of reading your SMS or emails or asking for banking credentials or OTPs, you upload your bank statements — or set up automatic email forwarding at month end — and SpendSights processes them to categorize transactions and provide financial insights on your spending. It can process statements from most banks in India, with more added over time.

The app automatically categorizes transactions based on the vendor, date, and amount, and includes a self-labelling and learning feature: you can create your own categories and train patterns for similar transactions so the AI picks the right category next time. It handles UPI transactions and lets you export PDF and Excel reports, with premium features adding automatic vendor tagging, custom categories, custom vendors and tags, and support for more bank accounts.

SpendSights is delivered as a Progressive Web App that can be installed on Android, iOS, and desktop and used offline. It is built by a small team in Tamil Nadu operating under a GST-registered firm, and emphasizes privacy — a small fee funds the service rather than selling data or running ads. A free tier supports up to 2 bank accounts, with a premium plan at ₹499/year.

SpendSights's Core Features

• Expense tracking directly from uploaded bank statements

• Automatic transaction categorization by vendor, date, and amount

• Self-labelling with custom categories the AI learns from

• UPI transaction categorization

• Support for statements from most banks in India

• PDF and Excel report export

• Privacy-first design with no SMS/email reading or banking credentials required

• Installable Progressive Web App for Android, iOS, and desktop

How to use SpendSights?

1. 1

   Upload statements: Upload your bank statements in the app or set up automatic email forwarding at month end.

2. 2

   Automatic categorization: SpendSights categorizes transactions based on vendor, date, and amount.

3. 3

   Train your categories: Create custom categories and train patterns so the AI picks the right category next time.

4. 4

   Review insights: View spending insights and export PDF or Excel reports.

SpendSights's Use Cases

• Private expense tracking
• Automatic categorization
• Custom spending categories
• Financial reporting

FAQ from SpendSights

• How is SpendSights different from other expense trackers?

  It works from your bank statements rather than reading your SMS or emails, and it never asks for banking credentials or OTPs, making it more privacy friendly.

• How does it categorize transactions?

  It automatically categorizes transactions based on the vendor, date, and amount combination, and you can train it with your own categories for similar transactions.

• Does it handle UPI transactions?

  Yes. SpendSights categorizes UPI transactions as part of processing your bank statements.

• Do I need to install an app?

  SpendSights is a Progressive Web App that can be installed on Android, iOS, and desktop from the browser and used offline, without a Play Store download.

• How does SpendSights make money without selling data?

  It charges a small subscription fee rather than selling user data or running ads, funding the privacy-first service.

• Is there a free plan?

  Yes. A free tier supports up to 2 bank accounts, and a premium plan at ₹499/year adds features like automatic vendor tagging, custom categories, and more accounts.