Description
Forter is a leading identity intelligence platform designed to enhance digital commerce by providing real-time fraud prevention and identity verification solutions. The platform leverages AI to deliver actionable decisions on customer interactions across the entire lifecycle, including login, signup, checkout, payment, refund, and chargeback processes. With a robust identity network encompassing over 1 billion identities and trillions of transactions, Forter enables merchants to recognize trusted customers instantly and stop fraudulent activities before they occur.
The core functionality of Forter revolves around its ability to unify various aspects of fraud management into a single, cohesive platform. Unlike traditional point-solution fraud APIs that require multiple integrations, Forter offers a comprehensive solution that combines pre-auth and post-auth fraud detection, account protection, dispute representment, chargeback guarantees, and payment optimization. This holistic approach allows merchants to streamline their operations and improve their overall efficiency.
Forter is particularly beneficial for digital-first merchants who require fast, accurate, and network-trained fraud and identity decisions across multiple channels, including web, mobile apps, and in-store transactions. The platform is provider-agnostic, meaning it can seamlessly integrate with various payment providers such as Adyen, Stripe, Braintree, and Worldpay, ensuring that merchants can utilize Forter's capabilities regardless of their existing payment infrastructure.
One of the standout features of Forter is its real-time decision-making capability, with 99% of decisions delivered in under one second. This speed is crucial for maintaining a smooth customer experience, as it minimizes friction during the checkout process. Additionally, Forter provides a self-serve sandbox for testing, while production access requires a signed Master Service Agreement (MSA).
Forter's commitment to security is evident through its compliance with industry standards such as PCI DSS Level 1, SOC 2 Type II, and ISO 27001. The platform also supports chargeback recovery, allowing merchants to submit disputes and receive guidance on the best course of action. Overall, Forter empowers businesses to reclaim revenue, enhance customer trust, and reduce fraud-related losses, making it an essential tool for modern digital commerce.
Forter's Core Features
Real-time identity decisions
Provider-agnostic integration
Comprehensive fraud management
Chargeback recovery support
Fast decision latency (p95 ≤ 100ms)
Identity network with 1B+ identities
Self-serve sandbox available
Compliance with PCI DSS Level 1
SOC 2 Type II certified
ISO 27001 certified
How to use Forter?
Integrate Forter with your existing payment systems.
Submit customer events for real-time decisioning.
Receive actionable approve/decline/verify decisions.
Utilize chargeback recovery features as needed.
Forter's Use Cases
- E-commerce Fraud Prevention
- Chargeback Management
- Identity Verification
- Payment Optimization
- Account Protection
