Description
ProofUp is an AI-powered tenant screening solution designed for multifamily operators to combat rental fraud. It goes beyond traditional pay stub verification by connecting directly to an applicant's bank and payroll accounts to confirm actual earnings. This ensures that landlords are not approving leases based on falsified income documents.
Read More
The platform verifies three critical aspects of every applicant: income, identity, and fraud. Income verification is achieved by linking directly to bank and payroll accounts via Plaid, or by using AI to analyze uploaded documents for deposit frequency and actual earnings, supporting gig workers and guarantors. Identity verification involves matching a government-issued ID with a live selfie using facial recognition, preventing identity theft. Fraud detection analyzes uploaded PDF documents at the data level, checking for hidden text layers, metadata inconsistencies, and generator fingerprints to identify tampering, even in pixel-perfect forgeries.
ProofUp streamlines the application-to-decision process, delivering results in under three minutes per applicant. When an application is flagged, the system provides clear explanations for each failed document, the verification method used, and the specific attempt that triggered the flag. This transparency empowers leasing teams to make informed decisions with evidence in hand. The platform boasts a dashboard that shows key metrics like reduced delinquency (50% less) and fewer evictions (24% fewer), alongside a detailed report of flagged fraudulent documents.
Trusted by property teams screening thousands of applicants, ProofUp offers a significant advantage over manual review and legacy screening methods. It provides a direct source of income verification, robust forged document detection, and reliable identity matching. The system is built to handle diverse income situations, including those of gig economy workers and non-traditional earners, ensuring a comprehensive screening process. By verifying income at the source, ProofUp helps property managers significantly reduce financial risks associated with tenant selection.
- CategoryFraud Detection
- DeploymentCloud
- PlatformsWeb
ProofUp's Core Features
AI-powered income verification
Direct bank and payroll account linking
Identity verification via ID and selfie match
Advanced fraud detection for uploaded documents
Real-time decision delivery in under 3 minutes
Detailed explanation for document flags
Per-attempt verification history tracking
Supports gig workers and guarantors
Reduces delinquency by up to 50%
Reduces evictions by up to 24%
Dashboard for performance metrics
Plain language flag explanations
How to use ProofUp?
Send Applicant Link: Your team sends a secure link to the applicant.
Applicant Verification: Applicant connects bank/payroll or uploads documents and completes ID/selfie verification.
AI Analysis: ProofUp's AI analyzes income, identity, and detects fraud in real-time.
Decision Delivered: Receive a Pass, Flag, or Fail decision with detailed explanations.
ProofUp's Use Cases
- Tenant Income Verification
- Identity Fraud Detection
- Forged Document Detection
- Reduce Delinquency
- Minimize Evictions
- Streamline Leasing
- Gig Worker Screening
