Description
Federato is the first AI-native insurance platform designed to cover the entire policy lifecycle. It aims to modernize and transform how insurance work is conducted by leveraging AI to drive smarter risk decisions, faster quoting, and better portfolio alignment. The platform reduces the number of systems used by insurers, consolidating them into a single, efficient workflow. This consolidation results in a significant reduction in the time required to quote, with Federato's agentic AI providing complete, on-strategy quotes for underwriter review in minutes.
Federato's platform is built by P&C and specialty insurance underwriters for underwriters, helping teams triage submissions, focus on high-value business, and receive real-time feedback at the portfolio level. It offers a single pane of glass view of the entire workflow, providing total visibility into real-time changes in appetite and goal progress. The platform is designed to prevent strategy drift, ensuring that insurers remain aligned with their risk appetite and business strategy.
The platform's features include a Product Studio that centralizes ratings, forms, and eligibility, allowing insurers to go straight to market without rebuilding products multiple times. Federato also scores submissions for appetite and winnability, ensuring that the best-fit deals rise to the top. The platform's claims management system is integrated with the rest of the lifecycle, feeding real-time signals back to the business to inform smarter decisions.
Federato is suitable for carriers, MGAs, and MGAAs, offering enterprise-grade security to protect sensitive insurance data. The platform supports direct bill and agency bill models, automatically calculating premiums, taxes, fees, and commissions. Federato's AI is embedded across the full policy lifecycle, providing a seamless and efficient experience for insurers looking to innovate and modernize their operations.
Federato AI Insurance Platform's Core Features
AI-native platform for full policy lifecycle
Agentic AI for on-strategy quotes
Single pane of glass workflow view
Real-time appetite and goal visibility
Product Studio for centralized ratings and forms
Submission scoring for appetite and winnability
Integrated claims management system
Enterprise-grade security for data protection
Automatic premium, tax, and fee calculations
Direct and agency bill model support
Real-time signal feedback to business
Consolidated workflow for efficiency
Prevention of strategy drift
Built by underwriters for underwriters
Supports carriers, MGAs, and MGAAs
How to use Federato AI Insurance Platform?
Configure: Set up your portfolio strategy and guardrails
Use: Leverage agentic AI for quoting and submissions
Optimize: Monitor real-time changes and adjust strategies
Manage: Oversee claims with integrated management tools
Federato AI Insurance Platform's Use Cases
- Risk Decisioning
- Quoting Efficiency
- Portfolio Alignment
- Claims Management
- Billing Automation