Description
DBS NAV Planner is an advanced digital investment advisory tool that leverages AI and machine learning to assist retail customers in making better investment decisions. The tool begins by assessing the user's financial objectives, risk profile, investment preferences, and financial situation through a five-question assessment. This process helps establish an accurate investment profile and ensures compliance with regulatory requirements.
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Once the assessment is complete, the NAV Planner uses AI models to recommend investment solutions across six broad product classes, including Collective Investment Schemes, insurance solutions, and Asia/Global portfolios managed by DBS digiPortfolio. The tool prioritizes expert guidance by displaying funds from DBS' Focus Funds list prominently.
For customers with a 'zero' risk profile, the NAV Planner advises reviewing insurance solutions instead of investment recommendations. Additionally, customers with negative cash flow are provided steps to improve their finances or consolidate holdings via SGFinDex. DBS/POSB customers aged 70 and above are advised to consult with a Wealth Planning Manager for more complex needs.
The NAV Planner aims to remove investment bias and guesswork, offering a personalized and informed investment journey for retail customers. It is designed to make holdings in retirement schemes like CPFIS or SRS work harder, providing a comprehensive advisory experience.
- CategoryAI Trading & Investing Tools
- Pricing ModelFree
- DeploymentCloud
- PlatformsWeb
DBS NAV Planner's Core Features
AI-powered investment advisory
Individual risk profile assessment
Tailored investment recommendations
Compliance with regulatory requirements
Expert guidance prioritization
Insurance solutions for zero risk profiles
Financial improvement steps for negative cash flow
Consultation for complex needs
How to use DBS NAV Planner?
Complete assessment: Answer five questions
Receive profile: Get risk and investment profile
Explore recommendations: View tailored solutions
Filter preferences: Choose funding options
Consult experts: Seek advice for complex needs
DBS NAV Planner's Use Cases
- Investment Profiling
- Tailored Recommendations
- Retirement Scheme Optimization
- Expert Guidance
- Financial Improvement
