Description
Airwallex is a financial infrastructure platform built for businesses that operate internationally. It combines banking-style accounts, payments, and spend management into one system so companies don't need separate providers for receiving money, paying suppliers, issuing cards, and accepting customer payments across different countries and currencies.
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On the banking side, Airwallex offers Global Accounts for receiving funds in multiple currencies, high-speed FX transfers, and Yield on EUR, GBP, and USD balances. Spend tools include multi-currency corporate cards, expense management, automated Bill Pay for accounts payable, and Purchase Orders to control the buying process before money moves. On the payments side, businesses can accept money through a hosted Checkout built as a conversion-optimised prebuilt payment form, ecommerce plugins, no-code Payment Links, and in-person POS payments, covering more than 160 local payment methods. A separate Billing product handles invoicing and subscription management for recurring revenue.
A newer feature, the Expense policy agent, is described by Airwallex as an always-on AI agent that enforces spending policy automatically across entities, currencies, and languages, rather than relying on manual expense review. For companies that want to build on top of Airwallex rather than use its dashboard directly, the Platform and Embedded Finance layer exposes APIs for account creation, multi-currency payments, transactional FX, payouts, and card issuance, aimed at software platforms that want to offer financial services to their own customers.
Airwallex serves software and technology companies, ecommerce and retail sellers, travel businesses, wholesalers, SaaS platforms, marketplaces, fintechs, and professional-services firms with cross-border operations; its site highlights McLaren Racing as a customer using Airwallex to modernize cross-border payments. Airwallex has region-specific entities (the account shown here is the EU entity), and full pricing isn't published on the general site; businesses apply for an account, choose the products they need, and see specific terms during onboarding rather than at a fixed public price point.
- CategoryFinance & Accounting
- Pricing ModelCustom
- DeploymentCloud
- PlatformsWeb
Airwallex's Core Features
Global Accounts: multi-currency accounts to receive funds without a local bank entity
High-speed international FX transfers and Yield on EUR, GBP, and USD balances
Multi-currency corporate and employee cards with built-in expense management
Bill Pay: automated accounts payable for domestic and international invoices
Expense policy agent, an AI agent that enforces spending policy across entities, currencies, and languages
Payment acceptance via hosted Checkout, ecommerce plugins, Payment Links, and in-person POS, across 160+ local payment methods
Invoicing and subscription billing tools for recurring revenue
Embedded finance APIs for account creation, payouts, transactional FX, and card issuance
How to use Airwallex?
Apply for an account: sign up on Airwallex and complete business verification for your region.
Open Global Accounts: receive funds in multiple currencies without needing local bank entities.
Set up cards and expense rules: issue corporate cards and let the Expense policy agent enforce spending policy.
Connect payment acceptance: add Checkout, Payment Links, or ecommerce plugins to collect customer payments.
Automate payables: route supplier invoices through Bill Pay for approval and payment.
Airwallex's Use Cases
- Cross-border payments
- Corporate card spend control
- Accounts payable automation
- Embedded finance for platforms
